Category: SFP

Everyone has a different story. Our life, what has happened to us and for us, is a complex arrangement of opportunities and challenges that shape how we think, feel and act. This is why financial planning is a personal journey, because whilst we all think money might be universal, it’s deeply personal. Succession financial planning takes a further step back and looks not only at what we need to plan for today but how we can […]

Financial planning is so much more than making and sticking to a budget. That’s the entry point; it’s where we start to build the habit of understanding how our money flows and learning to go with that flow, but it’s a fraction of what integrated planning can truly accomplish. At Succession Financial Planning, we are focused on helping you integrate the fullness of your wealth in a way that enables and empowers you to live with […]

As Forrest Gump once said, “There’s only so much money a man really needs; the rest is just for showing off.” In the same way that we can struggle with too little money, we can also struggle with too much money. This is because wellness doesn’t depend on our wealth, and it depends on many factors, the most important of which is probably our mindset. The more we engage with our financial planning in a way […]

In a recent article, we spoke about several vital concerns when assisting your parents with their financial planning. Towards the end of the article, we touched on POA, or Power of Attorney, as an option to help your parents when they are becoming too frail or physically impaired to manage their affairs. Power of attorney is a common route that many take, as it gives us the legal right to represent someone when they cannot be […]

Our country has been said to have one of the lowest household savings rates globally. At SFP, we know the benefit of saving for the long-term and building this as a monthly habit rather than a big end goal. One of the challenges with saving towards a large amount of money (for retirement or financial independence) is that we focus on the end goal and feel like it’s too big, and it becomes a hurdle to […]

For many, talking about budgeting is worse than a trip to the dentist! But, as any health and wellness programme will remind us when we’re aware of what’s going on with our health, we can begin to do something positive about it. When it comes to our wealth – the same rings true! Tracking how money flows in and out of our lives is a powerful way to decide how we will choose to direct that […]

Should I stay, or should I go? It’s a great song from The Clash, and it’s also a phrase that so many of us in South Africa grapple with at least every few years. When it comes to our money, it’s less about if we’re going or not and more about if we’re planning to return. For some people, the trip overseas is only for a season, as they want to cash in on a great […]

Are you struggling to see the wood or the trees? It’s really hard to set goals and feel proactive when we feel cluttered or overwhelmed. We often use the expression that we’re stuck – stuck in place and can’t move forward. The challenge with being stuck is that not only are our proverbial feet not going anywhere, our ability to see things from different perspectives is also severely diminished. We cannot shift our position, and we’re […]

In 1985, almost forty years ago, Back To The Future hit cinemas and established itself as a must-watch franchise in record time. It tells the tales of a future (2015…) consumed by technology and digitised fashion accessories. We now live several years on from that projected date, and the obsession with integrated technology was not far off! Entering the fourth industrial revolution (4IR) accelerated us faster than the DeLorean DMC-12 into a time that is characterised […]

It’s easy to fall prey to notions that the more we do, the more we get done. Or, the harder we work, the more we’ll earn. The reality is that the world is far more intricate and complex, and everything is connected. This is why success exists in spheres of paradoxes, why it’s so personal, and why it relies so heavily on finding a healthy balance. When we become too focussed on one specific outcome, like […]