Category: SFP

“There are always flowers for those who want to see them.” — Henri Matisse. Once bitten… twice shy. After a series of global and local events that have shaken our social, economic and political scaffolding, it’s easy to see only the weeds, thorns and brambles around us. But, as the iconic French visual artist, known for his use of colour and his fluid and original draughtsmanship, reminds us that there are always flowers for those who […]

“What I want in my life is compassion, a flow between myself and others based on a mutual giving from the heart.” ― Marshall B. Rosenberg You’re not weak or lazy – everyone needs support. We thrive when we work together, each being able to share our strengths whilst others fill in the gaps with their strengths. We recently heard a story of a mom who was collecting her daughter from school, and the ensuing conversation […]

Mark Manson, New York Times bestselling author, believes that life tends to unfold in stages and that problems arise when we get stuck on one stage. He speaks about four stages of development: mimicry, self-discovery, dedication and legacy. Some of us move between these stages effortlessly, while others may take a little longer. Manson says these stages are a natural progression, but we can only go on to the next stage once we are ready. Mimicry […]

Have you ever paused to think about why you feel the way you do around money? We interact with money based on our attitude towards it, which usually stems from how we observed our family dealing with money when we were growing up.  At SFP, we often draw alongside clients who used to try and hide financial issues from their families or simply avoid addressing the problems themselves. They did this in an attempt to protect […]

It’s often relatively easy to see how people feel about money. If you’ve ever been on a committee or club or in a social setting where money needs to be made, allocated, or spent – you may have noticed who feels confident around money and who would rather stay as far away from it as possible! Money can be a burden or a blessing, incite joy or jealousy, and if we’re not careful, it can distract […]

A little while back, we published a blog on asset protection. In the wake of recovery from multiple domestic and global events that have left millions of people vulnerable and impacted by heavy losses, we felt it prudent to revisit the ideas from that blog to help you with the information you need to protect your family and your finances. Asset protection helps us to insulate and protect our assets legally. Adequate asset protection should be […]

When most of the world went into lockdown, countless families lost income. Income that they desperately needed to pay rent, buy groceries, pay school fees and a host of other vital monthly expenses. Whilst lockdowns and social distancing reminded us that our greatest asset is our health, they also reminded us that one of our other significant assets is our ability to earn an income. In the last year, we’ve helped many of our clients build […]

Often, towards the end of the year, we have moments of clarity – or AHA! moments – where we suddenly realise how much time has passed. It begins with realising that we’re no longer in September… and then we wonder where the whole year seems to have gone. But these moments aren’t only limited to the final quarter of the year; they also happen when we celebrate birthdays, graduations, weddings, funerals, new jobs and other milestones […]

Towards the end of every year (from about September), we often have a strong focus on Wills and Estate Planning. Both of these documents can be overwhelming because of their importance and scope. It’s easy to think that we put them off because of their complexity, but often it’s because it’s hard to visit the emotional space these legacy testaments evoke. The biggest enemy of our estate and legacy is not tax, legislation or costs; the […]

Whenever the cost of borrowing money goes up or the interest earned on savings increases, we’re talking about higher interest rates. This is good for people who have savings, but it could be quite tough for anyone with a home loan, vehicle financing, student loan, unpaid credit cards or any other form of debt. And, realistically, most of us have a bit of both. When it comes to debt, the more we owe, the more we […]