When we experience our first crisis, we think our world is about to end. It could have been our first unrequited love when we were 12, a rejection letter from an application when we were barely out of our teens, bad news from the doctor or an accident that leaves us dealing with a deep loss. Sometimes it can be our hundredth crisis, and it can still leave us wondering how we can proceed; perhaps it […]
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Have you been offered early retirement? (Part 2)
Following on from the previous blog on considering early retirement, the focus of this conversation sparker is to look at five key things that should be on our to-do list before we make any decisions about our retirement (or any big life decision!). In his article for Glacier, Dinash Pillay, National Business Development Manager at Glacier, said that there is much for you to consider before you hand in your early retirement notice. We know that […]
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A round tuit – and a bit about dread disease cover
There’s a rare object known as a tuit. It’s a special gift to keep for yourself, but also has great value for your friends and family. Tuits, especially round ones, will generally have a note or inscription along the following lines: This is a Round Tuit. Guard it with your life! Tuits are hard to come by, especially the round ones. It will help you become a much more efficient worker. For years you’ve heard people […]
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Reduce financial stress today!
If you’re feeling financially stressed – you’re not alone! It’s okay, and it’s normal. We’re going to help you reduce your financial stress today! It’s been a hard few years for everyone – financially, emotionally, physically and mentally. The uphill climb back to a bustling economy is far from over yet, both locally and globally. Building resilience, being kinder to ourselves and practising healthy habits are essential. We can reduce financial stress with the following tips. […]
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Have you been offered early retirement? (Part 1)
For many years we’ve been having better conversations about retirement. It’s no longer a matter of finding a job, staying in it for 40 years, and then retiring for fifteen years under the assumption that the company pension scheme will finance that entire period for us. It simply doesn’t work that way anymore. Finding a job can take considerably longer; the chances of us staying in one position for more than ten years, saving early (and […]
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What is money worth if we aren’t happy?
Many have viewed financial planning as the management of financial resources to reach personal goals. Typical conversations would include questions like: “How much will my assets grow, how can I protect my portfolio and what will my retirement look like?” Whilst these have been helpful questions in the past, we are learning that they are only part of a fuller conversation. Different questions are starting to emerge in our conversations that are focusing more on meaning […]
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Designing Your “No Rules Retirement”
Our concept of retirement is undergoing a metamorphosis. Demographic, societal, and workplace trends have all converged to offer a stage of life—at mid-life and beyond—that is much more fluid and flexible than we previously thought possible. When planning for retirement, we are discovering that the “old rules” have been thrown out and that “no rules” apply. Instead of “not working,” retirement has come to mean emancipation, the freedom to choose the activities and pursuits we find […]
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No – not microwave… micro save!
A little really can go a long way when we use the investment approach of micro saving. There is a misnomer that investors need lots of money to start investing. The challenge with this thinking is that it’s incredibly alienating for people who don’t have money left over at the end of the month and are trying to make ends meet. What is micro saving? Just like the name says, micro saving is the practice of […]
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Fortify financial peace of mind
There are few things worse than lying in bed at night, tossing and turning over financial stress. Lack of sleep only adds to our stress and hinders our overall mental, physical and emotional health! Our money choices are linked to our life choices, and our life choices are linked to our money choices. This means that we have to find ways to reduce financial stress if we want to actively and intentionally manage our overall stress […]
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A powerful mental trick to master the markets
If someone is selling something, their primary goal is most often to convince you to buy what they’re selling. If you follow financial accounts on social media, your timeline is likely crowded with people touting the next big winning investment. As we look back on market history, there is an obvious attraction to finding the big winner – the tiny tech stock that turns into the next Amazon or the virtual coin that makes overnight millionaires. […]
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