A curriculum doesn’t drive learning; curiosity drives learning. When we consider the learning pattern of those who are outside of schooling systems, it’s curiosity that drives their learning, not the prescribed milestones of an education system. From Google to TED, from books to stories passed down from our elders, learning is more about readiness than reached milestones. When our learning is stifled, forced or limited by a curriculum, we can become frustrated and suppress our yearning […]
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Charge what you’re worth
“How much should I be charging my clients?” This is a common question as we work with an increasing number of people setting up their own businesses. In the wake of a radical economic downturn, our creativity and necessity to generate an income spark new business ideas. The entrepreneurial spirit begins to take centre stage in the micro economy, and we have an awesome opportunity to create value for others. And this is how we answer […]
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Two things in life are certain
Many of us know that two things in life are certain – death and taxes. But we don’t always know that even in death, we have to pay taxes. This is why estate planning is so important. The last thing we want is more admin, but here are six boxes worth ticking in the near future to make sure that the taxes you need to pay in death don’t erode the wealth and lifestyle you hope […]
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What happens to our passwords when we pass?
Estate planning, wills and final testaments are not easy processes to navigate. Setting up life cover and considering what will happen to your family when you pass away can be deeply emotional and an experience many would rather avoid. But as technology helps us create farewell videos, family portfolio galleries and digital vaults, it has made the experience a little less technical and considerably more emotionally engaging and fulfilling. However – we often plan for the […]
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Six areas of financial planning
Have you ever gone down the #Fintwit rabbit hole? According to fintwit.ai, #Fintwit is a vibrant community of investors on Twitter, who tweet trading ideas, active trades, personal portfolios and well thought out insights about financial securities. Millions of investors around the world are increasingly using Twitter to stay abreast of the financial market and make informed investment decisions. This financially savvy community is almost as popular as the #BTC (bitcoin) and #crypto communities who are […]
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Who pays the difference?
To protect your finances in a medical emergency, gap cover can be as important as medical cover. Gap cover could be considered a top-up medical insurance designed to pay the difference (the gap) between what a private doctor charges and what your medical scheme pays. Good health care is not always easily obtainable and quickly becomes a costly experience. Many people who have health cover policies sometimes expect to have more cover than their policy includes. […]
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Ready to be more resilient?
We can’t change what happens to us, but we can change how we respond to what happens to us, and within us. Everything ages, but not everything ages well. Some things can wither from the inside out if they do not have a well-developed resilience. Resilience is the ability to bounce back and withstand stressors. It is to have the capacity to recover quickly from difficulties. For us, resilience is something that we need to work […]
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The higher the fee, the better the value?
How do you decide on the better of two products you are not really familiar with or can’t visually tell the difference? For example – I had to buy a new cellphone charger the other day, and there were two options – one was two-thirds the price of the other, but both were reasonably priced (according to my limited experience of buying chargers!). I went with the more expensive one because the price tag convinced me […]
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Feeling a little switchy? Maybe you should stay put.
Investing can often feel like gambling. In the same way a gambler may switch games because they feel like they’re at a losing table or slot machine, an investor may feel like switching funds could secure them higher returns. “Investing and gambling both involve risk and choice, specifically, the risk of capital with hopes of future profit. However, gambling is typically a short-lived activity, while investing can last a lifetime. Also, there is a negative expected […]
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Making mindfulness easier
Anything in life that is truly worth doing – is not easy. It is easy to forget this when we see others doing really well and making the difficult seem like a cinch. We don’t see all the hard work that goes into the background. But in our own areas of expertise, we have had to start from level zero and apply ourselves over time to gain the knowledge and experience akin to being proficient. When […]
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